Beginner's Information: December 2008 Archives

New Consumer Article: The Qualification Letter I Use for My Buyers and Require For My Listings

By Dan Melson on December 17, 2008 7:00 AM | Permalink | Comments (0)

The new consumer article for today is The Qualification Letter I Use for My Buyers and Require For My Listings, which talks about how I communicate that my buyers really are qualified, and how I ascertain that potential buyers of my listings are qualified, all without violating RESPA.

New Consumer Article: Cash to Close - A Basic Primer

By Dan Melson on December 1, 2008 7:00 AM | Permalink | Comments (0)

The new consumer article for today is Cash to Close - A Basic Primer. The article discusses how much cash a buyer of real estate has to have in order to make the transaction happen. Proving that you have this money has always been an underwriting standard, and it is required before loan documents are generated. With the tightening of lending standards, lack of sufficient cash to close has become one of the big reasons why purchase transactions fail to close, and even a significant reason why refinancing may fail.

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