Do You Have a Bad Loan?

If so, the odds are excellent I can put you into a better situation.



If your agent or loan officer took advantage of you by putting you into a Negative Amortization loan (also known as Option ARM, Pick a Pay, and many other pleasant sounding nicknames), and it's making you crazy, odds are good that I can put you into a thirty year fixed rate loan at a rate that is lower than the real rate on the Option ARM. Your minimum payment will be higher, but it'll be a real payment, cheaper than your current 30 year option, and your loan balance will stop increasing.



If you have a short term interest only option that's about to adjust and suddenly require higher payments than you can make, I can help there also. Chances are excellent that I can move you to a thirty year fixed rate loan at a lower rate than you are paying, and I also have a variety of interest only options, both on thirty year fixed rate loans and others.



If interest only isn't an idea that works for you but you can't quite make the payments on a thirty year loan, I also have forty and fifty year loans available. These have somewhat lower payments than a thirty year fixed rate loan, but you're still making progress on the loan and building equity.



If you have an ARM that has or will adjust to something you don't like, please call or email. I can do home loans for bad credit, low to no equity, and many other problems that people have in the real world.