New Features - San Diego Loans and Listings
Starting this coming week, I will start posting a sample of loans I really do have at the time I post them. About once per week, I'm going to be posting sample A paper loans, thirty year fixed, both no points and one point, and 5/1 ARMs, both no points and one point, retail rate. In other words, net to you. The rates are going to be assuming a loan of $400,000, with a Loan to Value Ratio of 80 percent. If you bought more than two years ago, you should still have something like that much equity. They are also assuming good credit and being able to document enough income to justify the loan. Now A paper is highly variable, and it will change at every day (at least!), but it is rare for rates to change very much within a week. In short, it will vary, but it will be something I have at the time I post it. No prepayment penalties, no prevarication, no tricks.
Also starting this coming week, I'm going to be posting information on properties worth checking out in my opinion. Area of the city, basic statistics (Bedrooms, bathrooms), nice stuff, who I think it should interest, and what's wrong with it aka why it hasn't sold already. No Address, MLS number, or pictures. You'll need to contact me.
Basically, these will "free samples" of my work - the start of what I do for my clients. If you want to see it, you need to come in to my office and sign a non-exlusive buyer's agent agreement, which basically says if you buy a property I introduce you to, then you will use me as your agent for the purchase. As I have explained before, Buyer's Agents usually don't cost you anything and they usually save you a lot of money.
If you're a listing agent with a property you want me to look at, contact me for terms. Be advised that those terms always include me being completely honest in my opinions of the property, and that includes if I think it is vastly overpriced. But if you've got something that really is worthy of more attention or should have sold already, I'm all ears.
Buy My Science Fiction Novels!
Dan Melson Amazon Author Page
Dan Melson Author Page Books2Read
Links to free samples here
The Man From Empire
Man From Empire Books2Read link
A Guardian From Earth
Guardian From Earth Books2Read link
Empire and Earth
Empire and Earth Books2Read link
Working The Trenches
Working the Trenches Books2Read link
Rediscovery 4 novel set
Rediscovery 4 novel set Books2Read link
Preparing The Ground
Preparing the Ground Books2Read link
Building the People
Building the People Books2Read link
Setting The Board
Setting The Board Books2Read link
Moving The Pieces
Moving The Pieces Books2Read link
The Invention of Motherhood
Invention of Motherhood Books2Read link
The Price of Power
Price of Power Books2Read link
The End Of Childhood
The End of Childhood Books2Read link
The Fountains of Aescalon
The Fountains of Aescalon Books2Read link
The Monad Trap
The Monad Trap Books2Read link
The Gates To Faerie
The Gates To Faerie Books2Read link
Gifts Of The Mother
Gifts Of The Mother Books2Read link
The Book on Mortgages Everyone Should Have!
What Consumers Need To Know About Mortgages
What Consumers Need to Know About Mortgages Books2Read
The Book on Buying Real Estate Everyone Should Have
What Consumers Need To Know About Buying Real Estate
What Consumers Need to Know About Buying Real Estate Books2Read
Logical failures (straw man, ad hominem, red herring, etcetera) will be pointed out - and I hope you'll point out any such errors I make as well. If there's something you don't understand, ask.
Nonetheless, the idea of comments should be constructive. Aim them at the issue, not the individual. Consider it a challenge to make your criticism constructive. Try to be respectful. Those who make a habit of trollish behavior will be banned.
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