What I Do

Loan Officer: I do all sorts of residential and most sorts of commercial real estate loans. I work with over 80 lenders of all sorts, and all sorts of credit from the very best to the very worst. Even if nobody else can do it, I can usually think of a way to make it work. Please contact me for a free consultation as to the best loan for you.

Buyer's Agent: I am also a Realtor®. I love going around finding bargain properties. Whether it's a fixer, a foreclosure, owned by the bank, or just a wonderful opportunity, I go out and spend several hours looking two or three times a week, with clients or without. I believe in educating clients about everything they need to know and why, but you don't have to be Sherlock Holmes to benefit. You don't have to read everything I ever wrote, or anything at all, but it's there if you want to. There is no such thing as a perfect property, but there are better bargains and not so good ones. Let's talk about what you're looking for, and chances are I can find it pretty quick even if I haven't already. Best of all, the sellers pay me for this! I've never had to charge my buyer clients a penny!

(If you come to me having already settled on a property you want to make an offer on, I will rebate a portion of the buyer's broker fee. Legally, this money can only be used to pay closing and loan costs, or to reduce the sale price - it cannot take the form of cash in your pocket unless you're paying all cash for the property)

Seller's Agent: I am a Realtor®. My service starts well before the property hits the market. I help you price the property correctly and get it ready for sale, and market it effectively for a fast sale for a very competitive price. I don't tell you to price below the market, nor do I promise a high sales price to get the listing and pressure you to drop it two weeks later. I do help you price it to the market and then I go out and sell your property! Please contact me and we'll figure out the option that makes the most sense for your sales situation.

For Real Estate Buyers and Sellers, I specialize in the urban areas around La Mesa (Zip Codes 91941 and 91942), Santee (Zip Code 92071), El Cajon (Zip Codes 92020, 92021, and 92019) and adjacent areas of San Diego (Zip Code 92119, with parts of Zip Codes 92120 and 92115). I was born here, I grew up here, I've watched the area grow and mature. I know the neighborhood markets. I work upon request in other areas of the county. Sorry, but I do not engage in sales work outside of San Diego County. There are only 24 hours per day, and I do not believe I can maintain the level of knowledge necessary, nor provide the level of service necessary

I am able to do loans anywhere in California. Extremely competitive quotes, Guaranteed at time of lock. If it costs more than I say it will, you don't pay the difference - I do.

I am quite happy to be judged by the yardsticks and with the tools for evaluation I put out here for you. That way there is no question in your mind how great of a job I'm doing!

Dan Melson Loan Officer and Realtor®
Clarion Mortgage Capital/Clarity Real Estate Network

danmelson (at) danmelson (dot) com (no vendors)
619-300-7425 (no vendors)