Real Loans As Of August 14th at 12:00 Noon
The Best Loan of Right NOW
30 year fixed, 1 total point, at 6.25%. Assuming a $400,000 loan amount, payment $2462.87, APR 6.386, and NO PREPAYMENT PENALTIES!
This is literally a no-brainer. This is a 30 year fixed rate loan, as in nothing ever changes about it unless you change it, fixed for thirty years. This is at the same rates as the 5/1, the 3/1, and all sorts of other lesser loans! If you act and I can lock while this rate is still in effect, I will guarantee the rate and the closing costs in writing.
If you want a lower that's really lower, lenders are starting to offer those again for hybrid ARM's although not 30 year fixed rate loans. I have a 5.5% 5/1 ARM with three points and no prepayment penalty! Assuming a $400,000 loan amount, payment would be $2271.16 and the APR would be 5.818. That's fixed for five years.
All these are retail rates! Interest only options are also available!
On approved credit, not all borrowers will qualify, based upon an 80% loan to value and a 720 credit score.
Loans for bad credit, 100% loans and all other loan programs also available.
Call me. EZ Home Loans at 619-449-0070, ask for Dan. Or email me.
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