Real Loans As Of 11:15 AM September 13, 2006
The Best Loan of Right NOW
6.00% 30 Year Fixed Rate Loan, 1 point total, and NO PREPAYMENT PENALTIES!. Assuming a $400,000 loan, Payment $2398, APR 6.134. This is a loan that you never have to worry about adjusting! It will be exactly the same for as long as you keep it.
If you're sure you'll be in the property long enough to justify it, I have 30 year fixed rate mortgages as low as 5.5%. Assuming a $400,000 loan, payment $2271, APR 5.818. Once again, This is a loan that you never have to worry about adjusting!
I also have 5/1 ARMs as low as 5.625 with one total point. Assuming a $400,000 loan, payment $2303, APR 5.756. These are not option ARMS - that is the real rate fixed for five years and the payment is not only fixed but pays the balance down! Once again, no pre-payment penalty!
All of the above loans are on approved credit, not all borrowers will qualify, based upon an 80% loan to value and a 720 credit score. Rates subject to change until rate lock.
These are the lowest rates I've seen offered on a real rate for a real loan for months!
I always guarantee the loan type, rate, and total cost as soon as I have enough information from you to lock the loan (guarantee subject to underwriting approval of the loan). I pay any difference, not you. If your loan provider doesn't do this, you need a new loan provider!
Interest only, stated income, bad credit and other options also available. If you need a mortgage, chances are I can do it faster and on better terms than you'll actually get from anyone else in the business.
100% financing a specialty.
Call me. EZ Home Loans at 619-449-0070, ask for Dan. Or email me.
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