Real Loans For Real People January 9, 2007

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The Best Loan Right NOW



5.75% 30 Year fixed rate loan, 1 point total, and NO PREPAYMENT PENALTIES!. Assuming a $400,000 loan, Payment $2334, APR 5.885! This is not an Option ARM! This is a thirty year fixed rate loan. The payment and interest rate will stay the same on this loan until it is paid off! 30 year fixed rate loans as low as 5.25%! Zero points and zero closing costs loans also available!



Best 5/1 Loan tradeoff: 5.375% 1.625 total points. Assuming $400,000 loan, payment of $2240, APR 5.564. 5/1 ARM loans available as low as 5.00%! This is not an Option ARM! This is a real loan with a real payment that actually pays your loan down, and the rate is fixed for five years!



These are actual retail rates at actual costs available to real people!



No points and zero cost loans also available!



If you compare to last week's rates, these rates are about the same, so if you waited, you got lucky. The dollar's slide is starting to influence long term rates. Lock in a fixed rate loan before rates go up even more!



All of the above loans are on approved credit, not all borrowers will qualify, based upon an 80% loan to value and a median credit score on a full documentation loan. Rates subject to change until rate lock.



I always guarantee the loan type, rate, and total cost as soon as I have enough information from you to lock the loan (subject to underwriting approval of the loan). I pay any difference, not you. If your loan provider doesn't do this, you need a new loan provider!



Interest only, stated income, bad credit and other options also available. If you need a mortgage, chances are I can do it faster and on better terms than you'll actually get from anyone else in the business.



100% financing a specialty.



Please ask me about first time buyer programs, including the Mortgage Credit Certificate, which gives you a tax credit for mortgage interest, and can be combined with either of the above loans!



Call me. EZ Home Loans at 619-449-0070, ask for Dan. Or email me: danmelson (at) danmelson (dot) com

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About this Entry

This page contains a single entry by Dan Melson published on January 9, 2007 2:15 PM.

House Thing was the previous entry in this blog.

First Time Buyer Seminar Tomorrow Night is the next entry in this blog.

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