General Consumer Articles: Week in Review September 22-28, 2008
Newly Written Articles
Earnest Money: Copy of a Check or Proof Of Funds? talks about which I'd rather have, and why.
The Return of Portfolio Lending discusses the plusses and minuses of lenders that underwrite to their own standards, rather than with an eye towards selling the mortgages on Wall Street.
"Buy and Bail" or Buying One Home Before Foreclosure on Another examines the effects that the practice is having upon perfectly legitimate investors with no intention of allowing foreclosure.
A Highly Leveraged Way to Ameliorate the Financial Crisis gives a suggestion that would save the federal government lots of money, if followed. Of course, if the banks and mortgage insurers hadn't panicked by over-contracting lending standards, there wouldn't be nearly so much of a crisis.
Seller Carrybacks covers the seller lending the buyer part of the money they need.
Using the Real Estate and Mortgage Information Found Here is an article about intelligent planning and knowing the situation, rather than ignorantly hoping to get lucky.
Should You Pay Off Your Mortgage Faster? evaluates both the financial numbers and the psychology involved.
Altering the Terms of A Real Estate Purchase Contract. It has to be done by negotiation and agreement, not unilaterally.
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