General Consumer Articles: Week in Review September 22-28, 2008
Newly Written Articles
Earnest Money: Copy of a Check or Proof Of Funds? talks about which I'd rather have, and why.
The Return of Portfolio Lending discusses the plusses and minuses of lenders that underwrite to their own standards, rather than with an eye towards selling the mortgages on Wall Street.
"Buy and Bail" or Buying One Home Before Foreclosure on Another examines the effects that the practice is having upon perfectly legitimate investors with no intention of allowing foreclosure.
A Highly Leveraged Way to Ameliorate the Financial Crisis gives a suggestion that would save the federal government lots of money, if followed. Of course, if the banks and mortgage insurers hadn't panicked by over-contracting lending standards, there wouldn't be nearly so much of a crisis.
Updated Articles
Seller Carrybacks covers the seller lending the buyer part of the money they need.
Using the Real Estate and Mortgage Information Found Here is an article about intelligent planning and knowing the situation, rather than ignorantly hoping to get lucky.
Should You Pay Off Your Mortgage Faster? evaluates both the financial numbers and the psychology involved.
Altering the Terms of A Real Estate Purchase Contract. It has to be done by negotiation and agreement, not unilaterally.
Categories
General Real EstateBuy My Science Fiction Novels!
Dan Melson Amazon Author Page
Dan Melson Author Page Books2Read
Links to free samples here
The Man From Empire
Man From Empire Books2Read link
A Guardian From Earth
Guardian From Earth Books2Read link
Empire and Earth
Empire and Earth Books2Read link
Working The Trenches
Working the Trenches Books2Read link
Rediscovery 4 novel set
Rediscovery 4 novel set Books2Read link
Preparing The Ground
Preparing the Ground Books2Read link
Building the People
Building the People Books2Read link
Setting The Board
Setting The Board Books2Read link
Moving The Pieces
Moving The Pieces Books2Read link
The Invention of Motherhood
Invention of Motherhood Books2Read link
The Price of Power
Price of Power Books2Read link
The End Of Childhood
The End of Childhood Books2Read link
The Fountains of Aescalon
The Fountains of Aescalon Books2Read link
The Monad Trap
The Monad Trap Books2Read link
The Gates To Faerie
The Gates To Faerie Books2Read link
Gifts Of The Mother
Gifts Of The Mother Books2Read link
The Book on Mortgages Everyone Should Have!
What Consumers Need To Know About Mortgages
What Consumers Need to Know About Mortgages Books2Read
The Book on Buying Real Estate Everyone Should Have
What Consumers Need To Know About Buying Real Estate
What Consumers Need to Know About Buying Real Estate Books2Read
Logical failures (straw man, ad hominem, red herring, etcetera) will be pointed out - and I hope you'll point out any such errors I make as well. If there's something you don't understand, ask.
Nonetheless, the idea of comments should be constructive. Aim them at the issue, not the individual. Consider it a challenge to make your criticism constructive. Try to be respectful. Those who make a habit of trollish behavior will be banned.
Leave a comment