Real Loans for Real People November 17th, 2008

By Dan Melson on November 17, 2008 12:31 PM | Permalink | Comments (0)

The Best Loans Right NOW

5.875% 30 Year fixed rate loan, with one point discount and origination to the consumer and NO PREPAYMENT PENALTIES!. Assuming a $400,000 loan, Payment $2366, APR 6.011! This is a thirty year fixed rate loan. The payment and interest rate will stay the same on this loan until it is paid off! 30 year fixed rate loans as low as 5.375 percent (But you'd have to be crazy to pay that many points!)

5/1 Rates

5.375% 30 Year fixed rate loan, with one point total discount plus origination to the consumer and NO PREPAYMENT PENALTIES!. Assuming a $400,000 loan, Payment $2239, APR 5.507! This is a thirty year fixed rate loan. This is a fully amortized thirty year loan with a 5 year fixed period. 5/1 year fixed rate loans as low as 5.125 percent (But you'd have to be crazy to pay that many points!)

10 year interest only payments available on 30 year fixed rate loans!

Great Rates on temporary conforming, jumbo and super-jumbo loans also available!

Zero closing costs and zero points loans also available!

Yes, I still have low to zero down payment and some stated income programs available!

These are actual retail rates at actual costs available to real people with average credit scores! I always guarantee the loan type, rate, and total cost as soon as I have enough information from you to lock the loan (subject to underwriting approval of the loan). I pay any difference, not you. If your loan provider doesn't do this, you need a new loan provider!

All of the above loans are on approved credit, not all borrowers will qualify, based upon an 80% loan to value and a median credit score on a full documentation loan. Rates subject to change until rate lock.

Interest only, stated income, bad credit and other options also available. If you need a mortgage, chances are I can do it faster and on better terms than you'll actually get from anyone else in the business.

Designing transactions for low to zero down payment a specialty

Please ask me about first time buyer programs, including the Mortgage Credit Certificate, which gives you a tax credit for mortgage interest, and can be combined with any of the above loans!

Call me. Clarion Mortgage Capital at 619-300-7425, ask for Dan. Or email me: danmelson (at) danmelson (dot) com

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This page contains a single entry by Dan Melson published on November 17, 2008 12:31 PM.

New Consumer Article: Mortgage Fraud Is Still Happening - What To Do About It was the previous entry in this blog.

New Consumer Article: You've Got a Great Offer, But Can The Buyer Consummate It? (Cash to Close) is the next entry in this blog.

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