General Consumer Articles: Week in Review March 23-29, 2009
Newly Written Articles
Buyers: Stretching Your Budget Means Compromise talks about how to make your dollars go further, and the thin line between "challenging" and "not going to happen"
What Are The Note And Trust Deed And What Is The Difference? This is a basic article on these two loan documents of very different function.
The Home Valuation Code of Conduct (New Appraisal Standards) discusses the effects that the new appraisal standards will have on the loan market after May 1. I have been informed that NAMB, the National Association of Mortgage Brokers, has filed suit to prevent it from becoming effective. On behalf of consumers and loan officers nationwide, here's hoping they are successful.
Finally, I have just re-done The Tradeoff between Rate and Cost in Real Estate Loans. This is such a critical article that it really belongs in a category out by itself. You cannot understand real estate loans until you understand the subject matter of this article. Read it. Understand it. Remember it. Every interaction you have with a loan provider should center about this trade-off.
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