Intermediate Information: November 2008 Archives

The new consumer article for the day is Stop Short Sale Bait and Switch. I am sick and tired of the fraudulent way that lazy incompetent agents have taken to marketing short sale properties - and it's going to start having major bad effects upon their clients again, too. Debt forgiveness income is going to be taxable again come January 1, 2009, and it's looking like Congress isn't going to do anything about extending the expiring tax recess.

The new consumer article for the day is You've Got a Great Offer, But Can The Buyer Consummate It? (Cash to Close). These days, you have to pay attention to details like the limits of how much lenders are willing to loan, in what circumstances they are willing to loan it, and whether the buyer has the cash to make up the difference and actually consummate the transaction.

The new consumer article for the day is How Much Down Payment Do I Need and How Do I Get It?. The title says it all: How much do you need, and ways of coming up with it in a hurry, while the high priced markets are still underpriced due to loan constraints. (The Mortgage Loan Market Controls the Real Estate Market!) I would much rather buy the property while it's $300,000 if I can, instead of waiting for prices to go back up to $500,000, as they will if I wait until the mortgage market gets easier to work.


 



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