X-Pert Information: October 2008 Archives

New Consumer Article: When Loan Modification Will Not Help, or Is Not Appropriate

By Dan Melson on October 20, 2008 7:00 AM | Permalink | Comments (0)

Today's new consumer article is When Loan Modification Will Not Help, or Is Not Appropriate, in which I write about the major situations where trying for a mortgage loan modification will not help you.

New Consumer Article: APR vs APY: What The Difference Between Note Rate and APR Tells You

By Dan Melson on October 13, 2008 7:00 AM | Permalink | Comments (0)

Today's new consumer article is APR vs APY: What The Difference Between Note Rate and APR Tells You. I advise people to ignore APR as a means of shopping a loan. But there is some information in the difference between the alleged note rate and the APR.

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