Recently in Loans Available for Locking Category

The Best Loans Right NOW

6.25% 30 Year fixed rate loan, with 8/10ths of a point total and NO PREPAYMENT PENALTIES!. Assuming a $400,000 loan, Payment $2463, APR 6.347! This is a thirty year fixed rate loan. The payment and interest rate will stay the same on this loan until it is paid off! 30 year fixed rate loans as low as 5.875%!

Best 5/1 hybrid ARM: 5.875% Fixed for five years, paid off over thirty (if you want to keep it) NO points retail. This is a real loan with a real payment that reduces your loan balance every month, and NO PREPAYMENT PENALTIES!. Assuming a $400,000 loan, Payment $2366, APR 5.887! 5/1 ARMs as low as 5.125%!

10 and 15 year Interest only payments available on 30 year fixed rate loans!

Great Rates on jumbo and super-jumbo loans also available!

Zero closing costs loans also available!

Yes, I still have 100% financing and stated income loans!

Interest only, No points and zero cost loans also available!

These are actual retail rates at actual costs available to real people with average credit scores! I always guarantee the loan type, rate, and total cost as soon as I have enough information from you to lock the loan (subject to underwriting approval of the loan). I pay any difference, not you. If your loan provider doesn't do this, you need a new loan provider!

All of the above loans are on approved credit, not all borrowers will qualify, based upon an 80% loan to value and a median credit score on a full documentation loan. Rates subject to change until rate lock.

Interest only, stated income, bad credit and other options also available. If you need a mortgage, chances are I can do it faster and on better terms than you'll actually get from anyone else in the business.

100% financing a specialty.

Please ask me about first time buyer programs, including the Mortgage Credit Certificate, which gives you a tax credit for mortgage interest, and can be combined with any of the above loans!

Call me. EZ Home Loans at 619-449-0070, ask for Dan. Or email me: danmelson (at) danmelson (dot) com

The Best Loans Right NOW

6.25% 30 Year fixed rate loan, with one point total and NO PREPAYMENT PENALTIES!. Assuming a $400,000 loan, Payment $2463, APR 6.389! This is a thirty year fixed rate loan. The payment and interest rate will stay the same on this loan until it is paid off! 30 year fixed rate loans as low as 5.25%!

Best 5/1 hybrid ARM: 5.75% Fixed for five years, paid off over thirty (if you want to keep it) 1.8 total points retail. This is a real loan with a real payment that reduces your loan balance every month, and NO PREPAYMENT PENALTIES!. Assuming a $400,000 loan, Payment $2334, APR 5.960! 5/1 ARMs as low as 5.125%!

10 and 15 year Interest only payments available on 30 year fixed rate loans!

Great Rates on jumbo and super-jumbo loans also available!

Zero closing costs loans also available!

Yes, I still have 100% financing and stated income loans!

Interest only, No points and zero cost loans also available!

These are actual retail rates at actual costs available to real people with average credit scores! I always guarantee the loan type, rate, and total cost as soon as I have enough information from you to lock the loan (subject to underwriting approval of the loan). I pay any difference, not you. If your loan provider doesn't do this, you need a new loan provider!

All of the above loans are on approved credit, not all borrowers will qualify, based upon an 80% loan to value and a median credit score on a full documentation loan. Rates subject to change until rate lock.

Interest only, stated income, bad credit and other options also available. If you need a mortgage, chances are I can do it faster and on better terms than you'll actually get from anyone else in the business.

100% financing a specialty.

Please ask me about first time buyer programs, including the Mortgage Credit Certificate, which gives you a tax credit for mortgage interest, and can be combined with any of the above loans!

Call me. EZ Home Loans at 619-449-0070, ask for Dan. Or email me: danmelson (at) danmelson (dot) com

The Best Loans Right NOW

6.125% 30 Year fixed rate loan, with one point total and NO PREPAYMENT PENALTIES!. Assuming a $400,000 loan, Payment $2430, APR 6.263! This is a thirty year fixed rate loan. The payment and interest rate will stay the same on this loan until it is paid off! 30 year fixed rate loans as low as 5.625%!

Best 5/1 hybrid ARM: 5.625% Fixed for five years, paid off over thirty (if you want to keep it) 1.7 total points retail. This is a real loan with a real payment that reduces your loan balance every month, and NO PREPAYMENT PENALTIES!. Assuming a $400,000 loan, Payment $2303, APR 5.824! 5/1 ARMs as low as 5.5%!

10 and 15 year Interest only payments available on 30 year fixed rate loans!

Great Rates on jumbo and super-jumbo loans also available!

Zero closing costs loans also available!

Yes, I still have 100% financing and stated income loans!

Interest only, No points and zero cost loans also available!

These are actual retail rates at actual costs available to real people with average credit scores! I always guarantee the loan type, rate, and total cost as soon as I have enough information from you to lock the loan (subject to underwriting approval of the loan). I pay any difference, not you. If your loan provider doesn't do this, you need a new loan provider!

All of the above loans are on approved credit, not all borrowers will qualify, based upon an 80% loan to value and a median credit score on a full documentation loan. Rates subject to change until rate lock.

Interest only, stated income, bad credit and other options also available. If you need a mortgage, chances are I can do it faster and on better terms than you'll actually get from anyone else in the business.

100% financing a specialty.

Please ask me about first time buyer programs, including the Mortgage Credit Certificate, which gives you a tax credit for mortgage interest, and can be combined with any of the above loans!

Call me. EZ Home Loans at 619-449-0070, ask for Dan. Or email me: danmelson (at) danmelson (dot) com

The Best Loans Right NOW

6.125% 30 Year fixed rate loan, with 8/10ths of a point and NO PREPAYMENT PENALTIES!. Assuming a $400,000 loan, Payment $2430, APR 6.244! This is a thirty year fixed rate loan. The payment and interest rate will stay the same on this loan until it is paid off! 30 year fixed rate loans as low as 5.25%!

(I usually have information on 5/1 ARMS here also, but this week they're higher than rates for 30 year fixed rate loans - so there's no reason to choose one)

10 and 15 year Interest only payments available on 30 year fixed rate loans!

Great Rates on jumbo and super-jumbo loans also available!

Zero closing costs loans also available!

Yes, I still have 100% financing and stated income loans!

Interest only, No points and zero cost loans also available!

These are actual retail rates at actual costs available to real people with average credit scores! I always guarantee the loan type, rate, and total cost as soon as I have enough information from you to lock the loan (subject to underwriting approval of the loan). I pay any difference, not you. If your loan provider doesn't do this, you need a new loan provider!

All of the above loans are on approved credit, not all borrowers will qualify, based upon an 80% loan to value and a median credit score on a full documentation loan. Rates subject to change until rate lock.

Interest only, stated income, bad credit and other options also available. If you need a mortgage, chances are I can do it faster and on better terms than you'll actually get from anyone else in the business.

100% financing a specialty.

Please ask me about first time buyer programs, including the Mortgage Credit Certificate, which gives you a tax credit for mortgage interest, and can be combined with any of the above loans!

Call me. EZ Home Loans at 619-449-0070, ask for Dan. Or email me: danmelson (at) danmelson (dot) com

The Best Loans Right NOW

6.125% 30 Year fixed rate loan, with NO POINTS and NO PREPAYMENT PENALTIES!. Assuming a $400,000 loan, Payment $2430, APR 6.167! This is a thirty year fixed rate loan. The payment and interest rate will stay the same on this loan until it is paid off! 30 year fixed rate loans as low as 5.625%!

(I usually have information on 5/1 ARMS here also, but this week they're higher than rates for 30 year fixed rate loans - so there's no reason to choose one)

10 and 15 year Interest only payments available on 30 year fixed rate loans!

Great Rates on jumbo and super-jumbo loans also available!

Zero closing costs loans also available!

Yes, I still have 100% financing and stated income loans!

Interest only, No points and zero cost loans also available!

These are actual retail rates at actual costs available to real people with average credit scores! I always guarantee the loan type, rate, and total cost as soon as I have enough information from you to lock the loan (subject to underwriting approval of the loan). I pay any difference, not you. If your loan provider doesn't do this, you need a new loan provider!

All of the above loans are on approved credit, not all borrowers will qualify, based upon an 80% loan to value and a median credit score on a full documentation loan. Rates subject to change until rate lock.

Interest only, stated income, bad credit and other options also available. If you need a mortgage, chances are I can do it faster and on better terms than you'll actually get from anyone else in the business.

100% financing a specialty.

Please ask me about first time buyer programs, including the Mortgage Credit Certificate, which gives you a tax credit for mortgage interest, and can be combined with any of the above loans!

Call me. EZ Home Loans at 619-449-0070, ask for Dan. Or email me: danmelson (at) danmelson (dot) com

The Best Loans Right NOW

5.875% 30 Year fixed rate loan, with only two points and NO PREPAYMENT PENALTIES!.  Assuming a $400,000 loan, Payment $2366, APR 6.106!  This is a thirty year fixed rate loan.  The payment and interest rate will stay the same on this loan until it is paid off!  30 year fixed rate loans as low as 5.25%! 

10 and 15 year Interest only payments available on 30 year fixed rate loans!

Great Rates on jumbo and super-jumbo loans also available!
 
Zero closing costs loans also available!

Yes, I still have 100% financing and stated income loans!

Best 5/1 Loan trade-off: 6.25% NO points.  Assuming $400,000 loan, payment of $2462, APR 6.293%.  5/1 ARM loans available as low as 5.375%

Interest only, No points and zero cost loans also available!

These are actual retail rates at actual costs available to real people with average credit scores!  I always guarantee the loan type, rate, and total cost as soon as I have enough information from you to lock the loan (subject to underwriting approval of the loan).  I pay any difference, not you.  If your loan provider doesn't do this, you need a new loan provider!

All of the above loans are on approved credit, not all borrowers will qualify, based upon an 80% loan to value and a median credit score on a full documentation loan.  Rates subject to change until rate lock.

Interest only, stated income, bad credit and other options also available.  If you need a mortgage, chances are I can do it faster and on better terms than you'll actually get from anyone else in the business.

100% financing a specialty.

Please ask me about first time buyer programs, including the Mortgage Credit Certificate, which gives you a tax credit for mortgage interest, and can be combined with either of the above loans!

Call me.  EZ Home Loans at 619-449-0070, ask for Dan.  Or email me: danmelson (at) danmelson (dot) com

The Best Loans Right NOW



6.375% 30 Year fixed rate loan, with NO points and NO PREPAYMENT PENALTIES!. Assuming a $400,000 loan, Payment $2495, APR 6.418! This is a thirty year fixed rate loan. The payment and interest rate will stay the same on this loan until it is paid off! 30 year fixed rate loans as low as 5.5%!



10 and 15 year Interest only payments available on 30 year fixed rate loans!



Great Rates on jumbo and super-jumbo loans also available!



Zero closing costs loans also available!



Yes, we still have 100% financing and stated income loans!



Best 5/1 Loan trade-off: 5.75% 2 total points. Assuming $400,000 loan, payment of $2334, APR 5.979%. 5/1 ARM loans available as low as 5.5%! This is a real loan with a real payment that actually pays your loan down (not an option ARM!), and the rate is fixed for five years!



Interest only, No points and zero cost loans also available!



These are actual retail rates at actual costs available to real people with average credit scores! I always guarantee the loan type, rate, and total cost as soon as I have enough information from you to lock the loan (subject to underwriting approval of the loan). I pay any difference, not you. If your loan provider doesn't do this, you need a new loan provider!



All of the above loans are on approved credit, not all borrowers will qualify, based upon an 80% loan to value and a median credit score on a full documentation loan. Rates subject to change until rate lock.



Interest only, stated income, bad credit and other options also available. If you need a mortgage, chances are I can do it faster and on better terms than you'll actually get from anyone else in the business.



100% financing a specialty.



Please ask me about first time buyer programs, including the Mortgage Credit Certificate, which gives you a tax credit for mortgage interest, and can be combined with either of the above loans!



Call me. EZ Home Loans at 619-449-0070, ask for Dan. Or email me: danmelson (at) danmelson (dot) com