Intermediate Information: September 2008 Archives

Today's new consumer article is Earnest Money: Copy of a Check or Proof Of Funds?, talking about what good various sorts of evidence of deposit do.

Today's new consumer article is Mortgage Accelerators, Money Merge, and Paying Your Mortgage Down, which deals bluntly with the contention that these programs that allegedly "pay off your mortgage in a fraction of the time" actually help. They don't. I have yet to find one where you're not better off simply taking the sign up money and using it to pay your mortgage down.

Today's new consumer article is Personal Loans For A Real Estate Down Payment, which discusses an uncommon but doable alternative for rapidly acquiring a down payment. It has significant downsides even if done correctly, and if you do it wrong can stop you from qualifying for a loan at all, but it can work.

Today's new consumer article is The State of the Loan Market and How Much You Can Borrow September 2008 (Part II), which discusses the loan market and the state of lender paranoia that currently prevails, and the possible solutions to the problems raised yesterday.

If you are one of those who can qualify for a loan, the fact that a lot of other people can't is an excellent reason to buy now.

Today's new consumer article is The State of the Loan Market and How Much You Can Borrow September 2008 (Part I), which discusses the loan market and the state of lender paranoia that currently prevails.

If you are one of those who can qualify for a loan, however, the fact that a lot of other people can't is an excellent reason to buy now.

Today's new consumer article is What Do Loan Qualification Standards Accomplish?, which talks about the good that having and adhering to standards of qualification does, and the problems it avoids for all concerned.