Beginner's Information: August 2008 Archives

Today's new consumer article is The Moment of Truth, Signing Bad Loan Documents and the Right of Rescission, which discusses the Moment of Truth that happens in every loan - when the loan documents are presented. Ideally, there should be no surprises in those documents, but that's not the way it usually happens, and this article deals with what you should do (don't sign) and what happens if you do.

In real estate, the saying, "An ounce of prevention is worth a pound of cure" is a gross underestimation. It's more like a microgram of prevention is worth several tons of cure. This is a case in point.

Today's new consumer article is Why Lenders Don't and Won't Tell Borrowers Their Loan Was Turned Down, which discusses why most lenders don't make this very simple disclosure. Basically, it's because they lose money by being honest.

Today's new consumer article is How Do I Know If I've Been Lowballed on a Mortgage Quote?, which talks about how to nail down lenders on their quotes so that they actually deliver what you expect at loan sign up.

 



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