Beginner's Information: July 2009 Archives
The new consumer article for today is Assuming Seller Concessions On Loan Quotes, which discusses why lenders do this: To make an expensive loan look not so expensive. But there is no way to get seller concessions (Seller Paid Closing Costs) without paying for them in the purchase price. Which means you're paying for them twice - once in the purchase price, once for loan costs.
The new consumer article for today is The Loan Shopping Koan, talking about the contradiction offered by dueling interests: The fact that while consumers want the best possible loan, against the opposing fact that it's very easy for loan providers to talk a good game while fully intending to deliver something not so good, and regulations don't do anything real about this. There's also a loan officer koan in there, talking about balancing the divergent ways that the industry and consumer interest pull the better loan officers.
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The Man From Empire
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A Guardian From Earth
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Empire and Earth
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Working The Trenches
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Rediscovery 4 novel set
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Preparing The Ground
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Building the People
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Setting The Board
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Moving The Pieces
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The Invention of Motherhood
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The Price of Power
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The End Of Childhood
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Measure Of Adulthood
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The Fountains of Aescalon
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The Monad Trap
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The Gates To Faerie
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Gifts Of The Mother
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The Book on Mortgages Everyone Should Have!
What Consumers Need To Know About Mortgages
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The Book on Buying Real Estate Everyone Should Have
What Consumers Need To Know About Buying Real Estate
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