Beginner's Information: November 2008 Archives
The new consumer article for the day is New Good Faith Estimate and HUD 1 Form Approved. The government has come up with new regulations on the Good Faith Estimate (Mortgage Loan Disclosure Statement in California) and HUD 1 Form. The final regulations will be published tomorrow (Friday) in final form. I don't have access to them until then, but unless the regulations give enough loopholes to completely emasculate the new Good Faith Estimate, this will be the best new thing for consumers since the creation of the thirty year fixed rate loan.
Exactly how this is going to play in California, with the required MLDS, is unknown at this point.
The one gripe I have thus far, and it's a big one, is that the new forms and their regulations don't go into effect until January of 2010, more than a year in the future.
Buy My Science Fiction Novels!
Dan Melson Amazon Author Page
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Links to free samples here
The Man From Empire
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A Guardian From Earth
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Empire and Earth
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Working The Trenches
Working the Trenches Books2Read link
Rediscovery 4 novel set
Rediscovery 4 novel set Books2Read link
Preparing The Ground
Preparing the Ground Books2Read link
Building the People
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Setting The Board
Setting The Board Books2Read link
Moving The Pieces
Moving The Pieces Books2Read link
The Invention of Motherhood
Invention of Motherhood Books2Read link
The Price of Power
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The End Of Childhood
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Measure Of Adulthood
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The Fountains of Aescalon
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The Monad Trap
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The Gates To Faerie
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Gifts Of The Mother
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The Book on Mortgages Everyone Should Have!
What Consumers Need To Know About Mortgages
What Consumers Need to Know About Mortgages Books2Read
The Book on Buying Real Estate Everyone Should Have
What Consumers Need To Know About Buying Real Estate
What Consumers Need to Know About Buying Real Estate Books2Read