General Real Estate: August 2008 Archives


Newly Written Articles

Consumer Focused Carnival of Real Estate

Rent to Own and Lease With Option to Buy, talking about a common alternative that allows sellers to market to people who would not otherwise be able to qualify, and buyers to qualify when they would not otherwise. But there are pitfalls.

What If You Cannot Refinance Later?, dealing head-on with an assumption implicit in quite a lot of real estate advice and thinking.

Negotiation Basics: On What to Offer and Whether to Offer talks about some of the criteria for what is a good offer and what is not, as well as deciding whether to make an offer at all.

Updated Articles

Mortgage Closing Costs: What is Real and What is Junk?

Magical Thinking About Mortgage Loans

Professional Referrals in Real Estate and Loans


Newly Written Articles


Finding or Creating a "Green" or Eco-Friendly House talks about the basics of ecologically friendly dwellings

Loan Qualification Standards: Qualifying Rate and Payment discusses the exact way in which debt to income ratio is computed with various loan types.

The Moment of Truth, Signing Bad Loan Documents and the Right of Rescission goes over what to do when the final loan documents are not what you were led to expect. It happens more often than you think.

Updated Articles

Mortgage Rate, Points, and Closing Costs is a reprint of some very basic information on what they are, and the interactions between them.

Fixed rate, Balloon, ARM and Hybrid Loans is a reprint discussing some very basic information: the difference between the term and amortization of a loan.

Refinancing When The Rates Are Higher is an article talking about what to do when the refinancing rates available are worse than what you've already got.

Negotiations After the Purchase Contract: Seller's Allowances and Fixing Problems talks about the mindset to have when subsequent negotiations are necessary.


Newly Written Articles


Conforming and Jumbo Only Apply to "A Paper" Conventional Financing

Desperation Mining: How a Buyer Hits Paydirt (and How Sellers Can Avoid it) talking about how to find that property you can get cheap - and avoid being that property that someone got cheap

Consumer Focused Carnival of Real Estate, the monthly carnival for articles written for consumers of real estate.

Updated Articles

Credit Reports: What They Are and How They Work

Probate and Foreclosure and Planning Ahead, talking about how to keep your heirs from losing everything you had because they can't make the payments until the end of probate.

Timeshares, Pro and Con (mostly Con)

What Can You Do If You've Bought A Vampire Property?, a discussion of what to do wrong if you get stuck with a money pit.

 



Buy My Science Fiction Novels!
Dan Melson Author Page

The Man From Empire
Man From Empire Cover
Man From Empire Books2Read link

A Guardian From Earth
Guardian From Earth Cover
Guardian From Earth Books2Read link

Empire and Earth
Empire and Earth Cover
Empire and Earth Books2Read link

Working The Trenches
Working The Trenches Cover
Working the Trenches Books2Read link

Preparing The Ground
Preparing The Ground Cover
Preparing the Ground Books2Read link

Building the People
Building the People Cover
Building the People Books2Read link


The Invention of Motherhood
Invention of Motherhood Cover
Invention of Motherhood Books2Read link

The Book on Mortgages Everyone Should Have!
What Consumers Need To Know About Mortgages
What Consumers Need To Know About Mortgages Cover
What Consumers Need to Know About Mortgages Books2Read

The Book on Buying Real Estate Everyone Should Have
What Consumers Need To Know About Buying Real Estate
What Consumers Need To Know About Buying Real Estate Cover
What Consumers Need to Know About Buying Real Estate Books2Read

Dan Melson's San Diego Real Estate and Mortgage Website

↑ Grab this Headline Animator

******

Enter your email address:

Delivered by FeedBurner


Copyright 2005-2017 Dan Melson. All Rights Reserved