General Real Estate: September 2008 Archives

Newly Written Articles

Earnest Money: Copy of a Check or Proof Of Funds? talks about which I'd rather have, and why.

The Return of Portfolio Lending discusses the plusses and minuses of lenders that underwrite to their own standards, rather than with an eye towards selling the mortgages on Wall Street.

"Buy and Bail" or Buying One Home Before Foreclosure on Another examines the effects that the practice is having upon perfectly legitimate investors with no intention of allowing foreclosure.

A Highly Leveraged Way to Ameliorate the Financial Crisis gives a suggestion that would save the federal government lots of money, if followed. Of course, if the banks and mortgage insurers hadn't panicked by over-contracting lending standards, there wouldn't be nearly so much of a crisis.

Updated Articles

Seller Carrybacks covers the seller lending the buyer part of the money they need.

Using the Real Estate and Mortgage Information Found Here is an article about intelligent planning and knowing the situation, rather than ignorantly hoping to get lucky.

Should You Pay Off Your Mortgage Faster? evaluates both the financial numbers and the psychology involved.

Altering the Terms of A Real Estate Purchase Contract. It has to be done by negotiation and agreement, not unilaterally.

Almost forgot my weekly round up of consumer articles I've written

Newly Written Articles

Negotiation Requires More Than Dueling Ultimatums, talking about the exchange of ultimatums faxes that often passes for negotiation today.

Personal Loans For A Real Estate Down Payment talks about one possibility for getting a down payment quickly, and the downsides.

There Are No Schools That Teach What A Good Agent Needs to Know refutes the canard that since real estate doesn't require college, let alone an advanced degree, obviously there's no value provided.

Updated Articles

Owner Occupied Loans Only Require A Year of Occupancy Once you have met that threshold, there is no need to refinance just because you move out.

Listing Agreements: Exclusive Right to Sell Versus Exclusive Agency talks about the differences in the various listing agreements.

How Much Can Lenders Low-Ball Their Quotes? gives some concrete examples of legal low-balling techniques.

"You've Got Something I'm Interested In, But I Don't Want to Pay You" Trying to cut out the person who demonstrates they know what they're doing is foolish, but people will try.

Sorry this is late.

Newly Written Articles

All Buyer Assistance Programs Require Full Documentation of Income, an article that talks about one important fact of life for all first time buyer programs, or indeed, any government loan assistance whatsoever - the fact that you must document enough income, and enough history of income. Stated Income is not an option if you want taxpayer assistance.

What Do Loan Qualification Standards Accomplish? discusses why have loan qualification standards at all, and what the benefit is.

The State of the Loan Market and How Much You Can Borrow September 2008 (Part I) and The State of the Loan Market and How Much You Can Borrow September 2008 (Part II). In the first part I discuss what the issues and limits are with real estate loans right now, and in the second part, I discuss what programs there are available to help.

Updated Articles

FSBO Horror and Failure to Disclose Property Defects

Investing in Second Trust Deeds

What Does Escrow Do?


Buy My Science Fiction Novels!
Dan Melson Amazon Author Page
Dan Melson Author Page Books2Read

Links to free samples here

The Man From Empire
Man From Empire Cover
Man From Empire Books2Read link

A Guardian From Earth
Guardian From Earth Cover
Guardian From Earth Books2Read link

Empire and Earth
Empire and Earth Cover
Empire and Earth Books2Read link

Working The Trenches
Working The Trenches Cover
Working the Trenches Books2Read link

Rediscovery 4 novel set
Rediscovery set cover
Rediscovery 4 novel set Books2Read link

Preparing The Ground
Preparing The Ground Cover
Preparing the Ground Books2Read link

Building the People
Building the People Cover
Building the People Books2Read link

Setting The Board

Setting The Board Cover
Setting The Board Books2Read link

Moving The Pieces

Moving The Pieces Cover
Moving The Pieces Books2Read link

The Invention of Motherhood
Invention of Motherhood Cover
Invention of Motherhood Books2Read link

The Price of Power
Price of Power Cover
Price of Power Books2Read link

The End Of Childhood
End Of Childhood cover
The End of Childhood Books2Read link

The Fountains of Aescalon
Fountains of Aescalon Cover
The Fountains of Aescalon Books2Read link

The Monad Trap
Monad Trap Cover
The Monad Trap Books2Read link

The Gates To Faerie
Gates To Faerie cover
The Gates To Faerie Books2Read link

Gifts Of The Mother
Gifts Of The Mother cover
Gifts Of The Mother Books2Read link

The Book on Mortgages Everyone Should Have!
What Consumers Need To Know About Mortgages
What Consumers Need To Know About Mortgages Cover
What Consumers Need to Know About Mortgages Books2Read

The Book on Buying Real Estate Everyone Should Have
What Consumers Need To Know About Buying Real Estate
What Consumers Need To Know About Buying Real Estate Cover
What Consumers Need to Know About Buying Real Estate Books2Read

Dan Melson's San Diego Real Estate and Mortgage Website

↑ Grab this Headline Animator

About this Archive

This page is a archive of entries in the General Real Estate category from September 2008.

General Real Estate: August 2008 is the previous archive.

General Real Estate: October 2008 is the next archive.

Find recent content on the main index or look in the archives to find all content.

Powered by Movable Type 4.21-en

Enter your email address:

Delivered by FeedBurner

Copyright 2005-2024 Dan Melson. All Rights Reserved