General Real Estate: November 2008 Archives
This week is one where I didn't write much that was new, because I was too busy with clients. But the updated articles include some critical ones
Newly Written Articles
Consumer Focused Carnival of Real Estate is this month's carnival of real estate information targeted solely at educating consumers.
Updated Articles
Levels of Mortgage Documentation, or, Why You Should Demand to Do More Paperwork You knew there was a reason why stated income was bad, right?
Loan Pre-Approval Means Nothing You don't think the person writing that approval is actually risking anything, do you?
Cash Flow Versus Balance Sheet Accounting in Real Estate There's more to consider than payment. Much more.
Hourly Pay Instead of Commission For Agents This is one of those ideas that sounds good, but when you examine the nuts and bolts, not so much.
Pre-Payment Penalties If Your Loan Is Sold To Another Lender Selling the right to receive payments alters nothing about the loan contract.
Homesteading and Declaration of Homestead talks about what a declaration of homestead is.
I've been working a lot of hours and allowed some of the more usual articles to fall behind.
Newly Written Articles
VA Loans Have Become The Magic Bullet talking about how, with everything else getting tightened and over-tightened, VA loans have become the best thing on the block.
How Much Down Payment Do I Need and How Do I Get It? Talks about how to get a down payment so you can buy real estate while it's cheap.
Mortgage Fraud Is Still Happening - What To Do About It No matter what is happening, or how many people are being arrested for mortgage fraud, it seems there is always a scam of the month.
You've Got a Great Offer, But Can The Buyer Consummate It? (Cash to Close) talks about investigating whether your prospective buyer really has the cash to close the loan that's going to enable them to actually buy your property.
Stop Short Sale Bait and Switch talks about the increasingly common practice of advertising listings - particularly but not exclusively short sale listings - below any price that might have any possibility of being accepted, in order for agents to meet buyers.
Updated Articles
California Mortgage Loan Disclosure Statement
Adding Someone to An Existing Mortgage
Unpaid Property Taxes That Should Have Been Paid Through Escrow
When The Buyer And Seller Can't Agree On A Price For Real Estate
Understanding Loans: When There Is A Problem, It's Good If They Tell You Right Away Don't penalize the people who are actually honest.
Buyer's Basic Guide to The Foreclosure Process and REOs
Read The Full Note Before Signing
Pay a Prepayment Penalty Now or Wait to Refinance Until It Expires?
New Good Faith Estimate and HUD 1 Form Approved
Misplaced Improvements in Real Estate
Buying Real Estate Without A Source of Income Or When You Are Changing Careers
Some Risks of Lender Owned Properties (REO)
Getting Rich Quick in Real Estate
Real Estate Sellers Giving A Buyer Cash Back is Defrauding the Lender
Zero Interest Credit Cards versus Home Equity Line Of Credit
Newly Written Articles
When Loan Modification Will Not Help, or Is Not Appropriate
Why You Should Not Walk Away From Upside-Down Real Estate
What Sort of Loan Can I Get? (October 2008)
Will I Qualify for the Loan to Buy Real Estate During The Market Meltdown?
Consumer Focused Carnival of Real Estate
Updated Articles
Picking an Agent: Production Metrics versus Consumer Metrics
What Types of Mortgages Are Available?
Games Lenders Play (Part IV) - Lying About Loan Type
Qualifying For A Mortgage When One Spouse Has A Low Credit Score
Why Do I Want A Buyer's Agent?
Questions You Should Ask Prospective Loan Providers
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